As a discipline, financial planning combines cash flow management, investment, retirement, estate, education, insurance and tax planning strategies to provide comprehensive solutions for individuals and families. As practitioners, our role is to create a financial strategy that is comprehensive, while remaining accessible. This strategy provides our clients the knowledge and understanding necessary to make informed decisions about their lives.
Do I Need Financial Planning?
At Pacific Investment Advisors, we believe that everyone can benefit from personal financial planning. In simple terms, financial planning attempts to articulate what do I want out of life, what do I want to accomplish and how do I achieve my goals and objectives? Our process, which follows the six step process as set forth by the CFP® Board of Standards, is designed to assess an individual’s current financial position and provide the strategy, context and insight required to actualize these goals.
We offer advice and planning on the following topics:
- Cash Flow Analysis
- Retirement Planning
- Estate Planning
- Education Funding
- Tax Strategy
- Risk Management
- Stock Options Analysis
- Special projects, as requested
Advice from a Trusted Source
As fee-only advisors, you can be certain that our advice is objective and unbiased. We do not sell any product or receive any commissions. Our planning services are available on a stand alone, contractual basis or as part of our comprehensive suite of wealth management offerings. For those individuals that already have a professional service team in place, we can work with your existing advisors to provide you with a coordinated plan.
Ultimately, planning should provide you with the security of knowing a strategy for your future is in place.